What the review assessed
The Financial Stability Board’s 9 October peer review examines whether member jurisdictions can provide temporary public-sector funding when a systemic bank’s own resources or market access are insufficient during resolution. The review tests whether mechanisms can deliver liquidity at the scale and speed required, whether taxpayer losses can be recovered, and whether safeguards keep public funding a genuine last resort.
The implementation gap
The FSB concludes that incomplete implementation of its Key Attribute 6 remains a material weakness in most jurisdictions. Advance arrangements matter because improvising funding during a failure can undermine the credibility of resolution, threaten continuity of critical services and increase the risk of disorderly outcomes or taxpayer-funded bailouts. The report also records practices and challenges for authorities designing funding, recovery and moral-hazard protections.
What it means for merchants
Merchants should treat bank-resolution readiness as a treasury continuity issue: diversify settlement accounts where practical, know how quickly funds can be moved, and document fallback arrangements for acquiring, payroll and supplier payments.
Read the original announcement
Financial Stability Board · 9 Oct 2026This brief summarizes the linked primary source. Claims and reported figures have not been independently audited by Payment Guide.