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Banking / News brief

Starling prepares fee-free business credit card with 1% cashback

Starling will invite selected UK limited companies to early access for its first business credit card, offering limits from £2,000 to £100,000.

Starling Bank announcement2 min read

Editorial illustration / Banking

Starling adds direct revolving credit for businesses

Starling Bank announced on 6 November that it will launch its first business credit card during the month, beginning with early access for selected limited-company customers. The card will have no annual fee or foreign-exchange fee and will offer 1% uncapped monthly cashback on eligible spending. Available credit limits are expected to range from £2,000 to £100,000, with physical and digital cards, Mastercard business benefits and up to 55 days of interest-free purchasing when the statement balance is repaid in full by the due date. The advertised variable annual percentage rate is 24.90%. Access is invitation-only initially and remains subject to eligibility, credit checks and terms; cashback exclusions also apply. The launch expands Starling's business tools beyond current accounts, expense cards, invoicing, accounting and tap-to-pay services.

Editorial analysis

What it means for merchants

Eligible businesses should compare the value of cashback and waived FX fees with the 24.90% variable APR, repayment timing, employee-card controls and accounting integration; carrying a balance can quickly outweigh the headline rewards.

Read the original announcement

Starling Bank · 6 Nov 2026

This brief summarizes the linked primary source. Claims and reported figures have not been independently audited by Payment Guide.