From pilot to commercial deployment
Visa announced on 15 October that stablecoin-enabled prefunding for Visa Direct has moved into commercial deployment. Inyo Global is the first enabler in the initial rollout, offering the capability to eligible clients and partners. Visa says businesses using Inyo can prefund cross-border payouts with USDC in near real time.
Funding is distinct from the recipient experience
The development concerns how businesses supply funds for payouts through Visa Direct. It should not be read as a blanket announcement that all recipients receive stablecoins or that every merchant can use the service. Access remains tied to the participating platform and eligibility conditions. Visa presents the rollout as the next stage of its work with payment partners on more flexible cross-border funding.
What it means for merchants
For businesses making international payouts, compare the full cost and timing of acquiring USDC, transferring it and completing the payout. Confirm supported networks, liquidity requirements, conversion costs and responsibility for failed transfers before changing treasury arrangements.
Read the original announcement
Visa · 15 Oct 2026This brief summarizes the linked primary source. Claims and reported figures have not been independently audited by Payment Guide.