What changed
Zip said eligible customers can now use its flexible-payment option at physical Best Buy registers nationwide by selecting tap to pay in the Zip app. The 26 October expansion extends a partnership that already covered Best Buy’s online channel, giving shoppers a similar payment experience across ecommerce and stores. Zip said its US in-store transaction volume grew 61% year over year in the first quarter of its 2027 financial year, while in-store purchases reached 30% of total US transaction volume. Those figures are company-reported and describe Zip’s broader US activity, not Best Buy alone.
Why it matters
The rollout shows how app-based instalment providers are moving beyond website integrations into card-terminal flows. For retailers, that can widen payment choice without adding a dedicated checkout button to every lane, but it also makes staff training, refund handling and tender reconciliation more important. Zip says loans are originated by WebBank, so merchants should keep financing disclosures and customer-support responsibilities clear rather than treating the option as an ordinary wallet payment.
What it means for merchants
Merchants considering app-based instalments should test the full in-store lifecycle—eligibility messaging, tap acceptance, partial refunds, returns and reconciliation—before promoting the option at checkout.
Read the original announcement
Zip · 26 Oct 2026This brief summarizes the linked primary source. Claims and reported figures have not been independently audited by Payment Guide.